Getting the right care starts with understanding your insurance. Our team can help you confirm coverage quickly, privately, and with no stress, so you can focus entirely on your recovery journey.
Ojai Recovery is proud to serve Ventura County, Santa Barbara County, and LA County.
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Ojai Recovery is in-network with Medi-Cal and works with a variety of private insurance providers. Our admissions team will contact your insurer on your behalf and advocate for the highest level of coverage possible.
Use our secure form or give us a call. All we need is:
Our team will verify your benefits directly with your insurer. Within 1 business day, we’ll.
Every person deserves the chance to heal. No matter your financial situation, personal history, or insurance coverage, our doors remain open. We’re committed to meeting each individual where they are and providing care with dignity and respect.
Recovery should feel achievable, not out of reach. That’s why we provide clear, upfront information about costs and offer flexible support to help you navigate the financial side of treatment. We want to ensure healing is accessible for anyone ready to begin.
Many people struggle with feelings of hopelessness and believe it’s too late to change. At Ojai Recovery, we want you to know it’s never too late. Healing is always possible, no matter your past, and our team is here to walk beside you with compassion and care.
Here’s a breakdown of what most US health insurance plans typically cover for addiction and mental health service categories:
Addiction Services
Thanks to the Mental Health Parity and Addiction Equity Act (MHPAEA) and the Affordable Care Act (ACA), substance use disorder treatment is considered an essential health benefit. Most plans cover medical detox and withdrawal management, inpatient or residential rehabilitation, partial hospitalization programs (PHP), intensive outpatient programs (IOP), standard outpatient counseling and therapy, medication-assisted treatment (MAT) such as Suboxone or Vivitrol, and behavioral therapies like CBT and motivational interviewing.
Coverage levels vary significantly depending on whether the facility is in-network, and many plans require prior authorization, medical necessity documentation, or step-down compliance (meaning they may push for lower levels of care before approving residential treatment).
Mental Health Services
Most plans cover psychiatric evaluations and medication management, individual and group therapy, inpatient psychiatric hospitalization, partial hospitalization and intensive outpatient programs, crisis intervention and emergency mental health care, and some telehealth/virtual therapy options.
Again, the parity law requires that mental health benefits be no more restrictive than medical/surgical benefits, though enforcement is inconsistent in practice.
The best way to learn what your health insurance covers is to reach out to your plan holder, or have your health care practitioner run a check for you. The admissions team at Ojai Recovery is able to do this for you; just fill out the form below.
